Long-Term Disability
What Is Covered
Waiver of Premium
The insurance company waives all premiums while you are receiving LTD benefits so you will not have to contribute to the cost of your LTD coverage. However, while you are satisfying the elimination period, your premium payments must continue.
Extended Benefits
If the group LTD Plan terminates while you are receiving benefits, you will continue to receive payments for as long as you remain totally disabled.
Long-Term Disability Insurance
Covered by the State LTD Plan
Covered by the State Pension Plan
Benefits for Total Disability
Benefits for Successive Disability
Benefits for Partial Disability
Rehabilitation Benefits
Appealing A Claim
What Is Covered
What Is Not Covered
When Coverage Ends
Related Forms
Cigna LTD Claim Process
Cigna LTD Claim Form
LTD Insurance Certificate
Hartford LTD Claim Form
Related Links
Cigna