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Long-Term Disability
How LTD Works – Benefits for Successive Disability

If you return to full-time employment and within six months of your return become disabled again for the same reason that caused your previous disability, you are eligible to receive successive disability benefits right away without having to satisfy an additional elimination period.

However, if you return to work and become disabled after working six months, you will have to satisfy another elimination period before LTD benefits are payable. Successive disability benefits are equal to those you receive when you are totally disabled.

 


   
Long-Term Disability Insurance
bullet Employees Covered by the State LTD Plan
bullet Employees Covered by the State Pension Plan
bullet Benefits for Total Disability
bullet Benefits for Successive Disability
bullet Benefits for Partial Disability
bullet Rehabilitation Benefits
bullet Appealing a Claim
What Is Covered
What Is Not Covered
When Coverage Ends
   
Related Forms
The Hartford LTD Claim Form
Cigna LTD Claim Process
Cigna LTD Claim Form
LTD Insurance Certificate for Admins
LTD Insurance Certificate for Non Admins
   
Related Links
The Hartford
Cigna
   

Disclaimer: Brandywine Benefits Online provides only an overview of your benefits from Brandywine School District and The State of Delaware. Brandywine School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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