Long-Term Disability
How LTD Works – Appealing a Claim
For LTD benefits, if your claim is denied in whole or part, you will be notified in writing. The notification will include the reasons for the denial and any additional information required if you want to appeal. Learn when and how to appeal a claim.
Life and AD&D Insurance
Employees Covered by the State LTD Plan
Employees Covered by the State Pension Plan
Benefits for Total Disability
Benefits for Successive Disability
Benefits for Partial Disability
Rehabilitation Benefits
Appealing a Claim
What Is Covered
What Is Not Covered
When Coverage Ends
Related Forms
The Hartford LTD Claim Form
Cigna LTD Claim Process
Cigna LTD Claim Form
LTD Insurance Certificate for Admins
LTD Insurance Certificate for Non Admins
Related Links
The Hartford
Cigna
