Long-Term Disability
When Coverage Ends
Your coverage generally ends on the earlier of the:
- Last day of the month in which your employment with the School District ends
- Date of your retirement
- Date of your death
- Date the School District terminates the Plan
NOTE: Your coverage will also end if you stop making any of the required contributions. If you drop LTD coverage and later choose to re-enroll, you may be required to submit evidence of good health.
Life and AD&D Insurance
Employees Covered by the State LTD Plan
Employees Covered by the State Pension Plan
Benefits for Total Disability
Benefits for Successive Disability
Benefits for Partial Disability
Rehabilitation Benefits
Appealing a Claim
What Is Covered
What Is Not Covered
When Coverage Ends
Related Forms
The Hartford LTD Claim Form
Cigna LTD Claim Process
Cigna LTD Claim Form
LTD Insurance Certificate for Admins
LTD Insurance Certificate for Non Admins
Related Links
The Hartford
Cigna
