Program Overview
	Medical/Prescription Drugs
	Dental
	Vision Care
	State Group Life Insurance
	Life and AD&D Insurance
	Long-Term Disability Insurance
	Flexible Spending Plan
	Employee Assistance Program
	Behavioral Health / Emotional Wellbeing
	Disability Insurance
	Administrative Information
	What Happens When...?

Program Overview

How Your Flex Credits are Applied

As a School District employee, you receive two local flex credits:

• The first flex credit (OptnFlexCr) may only be used for the State's health plan.
• The second flex credit (ProgFlexCr) may be used for:
  • dental
  • vision care, and
  • life and AD&D coverage

The amount of your flex credit is in accordance with negotiated contracts and is based on Board action.

The enrollment website will help you determine your total per pay period costs for the benefits you elect. The online enrollment site calculates the total cost of your benefits, and then applies your flex credit amounts. Selection will not be saved until you click "Submit" and then click "Ok" on the confirmation page.

If the cost of your benefits exceeds your flex credits, you will have to pay the excess through payroll deductions. Make sure you look at your coverage and election options and choose the plan that best fits your family and personal needs.

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