Program Overview
	Benefits Video
	Annual Enrollment/View Benefits Summary/ePay
	Medical/Prescription Drugs
	Dental
	Vision Care
	State Group Life Insurance
	Life and AD&D Insurance
	Long-Term Disability Insurance
	Flexible Spending Plan
	Employee Assistance Program
	Behavioral Health / Emotional Wellbeing
	Disability Insurance
	Administrative Information
	What Happens When...?

to Appoquinimink Benefits Online

At Appoquinimink School District, we offer a comprehensive and flexible benefits program designed to meet the changing needs of our employees and their families.

Here you'll find everything you need to know about your benefits from Appoquinimink School District and The State of Delaware, including how to enroll, what your choices are, and how to find forms and links to our vendors' Web sites.

Benefits provided by the school district and the State of Delaware are an important part of your compensation package.

Click here for Instructions for the sign-on process and registering for your My.Delaware.Gov account.

*** Click here for the 2024–2025 Open Enrollment Bulletin ***

To view the Appoquinimink New Hire and OE video presentation, click here or use the QR code.

Snapshot of Appoquinimink School District Benefits:

Cigna Dental Coverage, Group #3340869, Customer Service Phone #800 345 4511
Coverage pays benefits for many preventive and corrective dental services for the employee and eligible dependents. There are two (2) plan options available. Your Cigna member number is 000 + Your State of DE Employee ID #.

Vision Benefits of America (VBA), Group #4950, Customer Service Phone #800-432-4966
Coverage pays for services such as exams, lenses, frames and contacts for the employee and eligible dependents. Your VBA member number is 000 + Your State of DE Employee ID #.

Prudential Group Life/AD&D,Covers only the employee for an amount up to 1.5 times the annual salary (up to age 65). Coverage amount decreases after 65 years of age. A Beneficiary Form must be submitted for all new enrollees or for those currently enrolled wishing to make beneficiary changes.

Hartford Group Long Term Disability Insurance,
Enhances State long-term disability plan by providing the employee with a 6 2/3% buy-up option, after meeting the 182-day elimination period and approval.

DEPENDENT ELIGIBILITY/AGE LIMITS
An employee’s dependent (son, daughter, stepchild and/or adopted child) is eligible for Medical/Prescription, Dental, and Vision coverage through the end of the month age 26 is reached.

New Employees are required to complete and return the Benefit Enrollment form no later than 30 days from hire date. Eligible employees who fail to submit these documents within the 30 day period may not join until the next open enrollment period. Employees who cover their spouse on the State health plan must complete a Spousal Coordination of Benefits Form upon initial enrollment, each year at open enrollment and anytime there is a change in spouse's employment status. Failure to submit the Spousal Form could result in reduced spousal benefits.

Adding or Changing Benefits outside the Annual Open Enrollment Period may occur only if you experience a Qualifying Event.

QUALIFYING EVENTS

Group Health Insurance Program coverage changes can only be made at the annual Open Enrollment period except for those instances outlined in the Group Health Eligibility & Enrollment Rules.

Generally, requests for qualifying event enrollment changes must be made to our Benefits Office within 30 days of the qualifying event.  

QUALIFYING EVENTS INCLUDE, BUT MAY NOT BE LIMITED TO:

• Birth or adoption of a child
• Marriage/Civil Union
• Divorce
• Change in Employment of spouse
• Involuntary loss of spouse coverage
• Spouse's employment termination
• Child now eligible for coverage
• Death of a spouse or dependent

For further assistance from your District Benefits Representative, email benefits@appo.k12.de.us or call 302-376-4129, 302-376-4448.

Please continue to visit this site to find out what's new or to get answers to your benefits questions

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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