Long-Term Disability Insurance
What Is Covered
Peace of mind is important to your recovery. That is why you will not have to worry about paying premiums or the termination of the plan if you become disabled.
Waiver of Premium
The insurance company waives all premiums while you are receiving LTD benefits so you will not have to contribute to the cost of your LTD coverage. However, while you are satisfying the elimination period, your premium payments must continue.
Extended Benefits
If the group LTD Plan terminates while you are receiving benefits, you will continue to receive payments for as long as you remain totally disabled.
Disability Insurance
Related Pages
- Employees Covered by the State LTD Plan
- Employees Covered by the State Pension Plan
- Benefits for Total Disability
- Benefits for Successive Disability
- Benefits for Partial Disability
- Rehabilitation Benefits
- Appealing A Claim
- What Is Covered
- What Is Not Covered
- When Coverage Ends
- Short Term Disability
Related Forms
- Hartford Claim Form
- Hartford State Buy-Up LTD Plan
- Cigna Claim Process
- Cigna Claim Form
- LTD Insurance Certificate for Administrators
- LTD Insurance Certificate for Non-Administrators
Related Links