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Long-Term Disability Insurance

Appealing A Claim

For LTD benefits, if your claim is denied in whole or part, you will be notified in writing. The notification will include the reasons for the denial and any additional information required if you want to appeal. To learn when and how to appeal a claim.

Read more about:

  • Benefits for Total Disability
  • Benefits for Successive Disability
  • Benefits for Partial Disability
  • Rehabilitation Benefits
  • Appealing a Claim

Disability Insurance

Related Pages

  • Employees Covered by the State LTD Plan
  • Employees Covered by the State Pension Plan
  • Benefits for Total Disability
  • Benefits for Successive Disability
  • Benefits for Partial Disability
  • Rehabilitation Benefits
  • Appealing A Claim
  • What Is Covered
  • What Is Not Covered
  • When Coverage Ends
  • Short Term Disability

Related Forms

  • Hartford Claim Form
  • Hartford State Buy-Up LTD Plan
  • Cigna Claim Process
  • Cigna Claim Form
  • LTD Insurance Certificate for Administrators
  • LTD Insurance Certificate for Non-Administrators

Related Links

  • The Hartford
  • Cigna
  • State Disability Insurance Program

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Important Legal Information:
Red Clay Benefits Online provides only an overview of your benefits from Red Clay Consolidated School District and The State of Delaware. Red Clay Consolidated School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information.

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