Appoquinimink School District Benefits -- State Group Life Insurance

State Group Life Insurance

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Our State Group Life Insurance Plan

Life insurance is an important part of your family's overall financial security. Even if no one depends on you for financial support, life insurance benefits may be necessary to settle your estate. That's why the State of Delaware offers you and your eligible dependents Group Life Insurance through Securian Financial Group, Inc. Under the plan, you may elect coverage for yourself of one to six times base pay to a maximum of $350,000.

Cost of Coverage
The cost for coverage depends on your age. The state calculates your premium based on your current age and salary. Please refer to the table below to determine your cost:

Age	Monthly Rate (per $1,000)	Age	Monthly Rate (per $1,000)
30	$0.050	87	$5.113
30-34	$0.059	88	$5.483
35-39	$0.077	89	$5.889
40-44	$0.096	90	$6.323
45-49	$0.142	91	$68.30
50-54	$0.244	92	$7.393
55-59	$0.382	93	$8.067
60-64	$0.594	94	$8.852
65-69	$1.037	95	$10.088
70-74	$1.837	96	$12.119
75-79	$2.843	97	$15.608
80-84	$4.357	98	$21.543
85	$4.449	99	$23.140
86	$4.763

Dependent Life Coverage

Effective January 1, 2011

Benefits eligible active employees enrolled in the GUL program will have the following dependent Term Life options to select from:

Option	Coverage	Cost
Spouse	$20,000	$7.05 per month
Spouse	$10,000	$3.08 per month
Child(ren)	$10,000 for each eligible child	$1.16 per month (Covers all eligible children)

Coverage is now in effect for benefits eligible active employees who participated in the one-time open enrollment opportunity between October 4, 2010 and October 20, 2010 to increase spouse coverage from $10,000 to $20,000 without providing Securian Financial Group, Inc with evidence of good health.

Also, employees enrolled in the GUL program with child(ren) coverage as of December 31, 2010 had their coverage increased automatically from $6,000 per child(ren) to $10,000 per child(ren) effective January 1, 2011 with no increase to the cost of the child(ren) coverage.

State Group Life
Insurance

Related Links
	Statewide Benefits
	Securian Financial Group, Inc

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.