{"id":402,"date":"2020-11-29T06:40:45","date_gmt":"2020-11-29T06:40:45","guid":{"rendered":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/?page_id=402"},"modified":"2021-02-12T15:49:38","modified_gmt":"2021-02-12T15:49:38","slug":"life-and-add-insurance","status":"publish","type":"page","link":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/life-and-add-insurance\/","title":{"rendered":"Life and AD&#038;D Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;Life and AD&#038;D Insurance&#8221; _builder_version=&#8221;4.8.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221;]<\/p>\n<h2>Life and AD&amp;D Insurance<\/h2>\n<h3>Plan Highlights Group Basic Life and Accidental Death &amp; Dismemberment<\/h3>\n<p><strong>Eligibility<\/strong><br \/>Benefit eligible employees of Red Clay School District<\/p>\n<p><strong>Red Clay School District Basic Life and AD&amp;D<\/strong><br \/>One and one half times annual salary, rounded to the next higher $500. Minimum benefit is $5,000 and maximum benefit is $250,000.<\/p>\n<p><strong>Provisions Include:<\/strong><\/p>\n<ul class=\"left-list\">\n<li>Living Benefit Rider<\/li>\n<li>Conversion<\/li>\n<li>Portability<\/li>\n<li>Waiver of Premium<\/li>\n<li>Critical Illness Benefit<\/li>\n<li>FMLA<\/li>\n<li>Bereavement Counseling<\/li>\n<\/ul>\n<p><strong>Contribution Requirements<\/strong><br \/>Benefits funded by school district stipend. In the event the premium due for this coverage exceeds the stipend, you may be responsible to contribute the difference.<\/p>\n<p><strong>Benefit Reductions Due to Age<\/strong><\/p>\n<table>\n<thead>\n<tr style=\"background-color: #ededed;\">\n<th>Age<\/th>\n<th>Reduces to<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>65<\/td>\n<td>One times annual salary rounded to next higher $500<\/td>\n<\/tr>\n<tr>\n<td>70<\/td>\n<td>One-half times annual salary, rounded to the next higher $500<\/td>\n<\/tr>\n<tr>\n<td>75+<\/td>\n<td>$5,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Exclusions\/Limitations<\/strong><br \/>Coverage may be continued under the Military Services Leave provision of the Policy for twelve weeks if you go on active duty in the military. However, you will not be covered for a loss that is caused by or arises from such military service, including but not limited to war or act of war (whether declared or undeclared).<\/p>\n<p>For a comprehensive list of exclusions and limitations, please refer to the Certificate of Insurance, which you can find on this website. The Certificate also provides all requirements necessary to receive a benefit.<\/p>\n<p>This Plan Highlights is a brief description of the important features of the RSL insurance plan. It is not a Certificate of Insurance or evidence of coverage. Insurance is provided by Reliance Standard Life Insurance Company under group policy form LRS- 6422, et al.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;Life AD&#038;D side Links&#8221; _builder_version=&#8221;4.8.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;rgba(224,43,32,0.8)&#8221; global_module=&#8221;398&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Life and AD&amp;D Insurance<\/h3>\n<p><strong>Related Pages<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/life-insurance-benefits\/\">Life Insurance Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/accidental-death-dismemberment-add-benefits\/\">AD&amp;D Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/beneficiaries-payment-of-benefits\/\">Beneficiaries\/Payment of Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/if-you-become-disabled\/\">If You Become Disabled<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/if-you-leave-the-school-district\/\">If You Leave The School District<\/a><\/li>\n<\/ul>\n<p><strong>Related Forms<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-content\/uploads\/2021\/02\/Prudential-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Summary of Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/52795%20Red%20Clay%20Consolidated%20School%20Employee%20Conversion%20form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Conversion Application<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/52795%20Red%20Clay%20Consolidated%20School%20Port%20Form%20Plan%20A.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Portability Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/52795%20Red%20Clay%20School%20Life%20Claim%20Forms.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life Claim Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/Conversion%20brochure-%20All%20except%20FL.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Conversion Brochure<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-content\/uploads\/2021\/02\/Life-ADD-Designation-Beneficiary-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Designation of Beneficiary<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/52795,%20BGL-BADD,%20All%20Employees,%20Ed%2006-2017,%201.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Certificate of Insurance<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life and AD&amp;D Insurance Plan Highlights Group Basic Life and Accidental Death &amp; Dismemberment EligibilityBenefit eligible employees of Red Clay School District Red Clay School District Basic Life and AD&amp;DOne and one half times annual salary, rounded to the next higher $500. Minimum benefit is $5,000 and maximum benefit is $250,000. Provisions Include: Living Benefit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-402","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/comments?post=402"}],"version-history":[{"count":8,"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/402\/revisions"}],"predecessor-version":[{"id":803,"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/402\/revisions\/803"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/media?parent=402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}