{"id":78,"date":"2021-04-14T21:19:08","date_gmt":"2021-04-14T21:19:08","guid":{"rendered":"http:\/\/schooldistrictbenefits.com\/christina\/n\/?page_id=78"},"modified":"2025-07-23T16:21:01","modified_gmt":"2025-07-23T16:21:01","slug":"dental-plan-b-moderate-option","status":"publish","type":"page","link":"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-plan-b-moderate-option\/","title":{"rendered":"Dental &#8211; Plan B: Moderate Option"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Dental<\/h1>\n<h2>Plan B: Moderate Option<\/h2>\n<p><strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-content\/uploads\/2025\/07\/Ben-Sum-DPPOB_07.01.25_Christina-School-District_3340871.pdf\" target=\"_blank\" rel=\"noopener\">Click for the Plan Option B Benefit Summary<\/a><\/span><\/strong><\/p>\n<p>Plan B offers a moderate level of dental coverage. This plan stresses preventive care to help you and your family avoid serious dental problems. The plan pays 100% of the covered cost (reasonable and customary charges) of preventive services. It also pays 80% of the covered cost (reasonable and customary charges) of basic restorative services, and 50% of major services and orthodontia care. The maximum benefit you can receive under this plan each year is $1,500 per person in-network, or $1,000 out of network. Orthodontia carries a separate $1,500 lifetime maximum in-network.<\/p>\n<p>Plan B also includes a Preferred Provider Organization (PPO) feature, which gives you the option of receiving care from PPO participating dental care providers and paying less out-of-pocket.<\/p>\n<p>Participating dentists agree to charge negotiated rates. These rates are typically lower than the rates charged by non-participating dentists. This means that when you visit a participating dentist, your out-of-pocket costs may be less. Here&#8217;s an example of how you might save money using a participating dentist compared to a non-participating dentist.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;example&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span class=\"headings\">Here&#8217;s an Example<\/span><\/h3>\n<p>Let&#8217;s assume you need a major procedure that&#8217;s covered at 50%:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 33.333333333333336%;\">\u00a0<\/td>\n<td style=\"width: 33.333333333333336%;\"><b>Participating Dentist<\/b><\/td>\n<td style=\"width: 33.333333333333336%;\"><strong>Non<\/strong> <b>Participating Dentist<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.333333333333336%;\">Provider&#8217;s Regular Fee<\/td>\n<td style=\"width: 33.333333333333336%;\">$600<\/td>\n<td style=\"width: 33.333333333333336%;\">$600<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.333333333333336%;\">Negotiated Fee<\/td>\n<td style=\"width: 33.333333333333336%;\">$375<\/td>\n<td style=\"width: 33.333333333333336%;\">N\/A<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.333333333333336%;\">Reasonable &amp; Customary Limit<\/td>\n<td style=\"width: 33.333333333333336%;\">N\/A<\/td>\n<td style=\"width: 33.333333333333336%;\">$500<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.333333333333336%;\">Plan Pays<\/td>\n<td style=\"width: 33.333333333333336%;\">50% of $375 = $187.50<\/td>\n<td style=\"width: 33.333333333333336%;\">50% of $500= $250<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.333333333333336%;\">You Pay<\/td>\n<td style=\"width: 33.333333333333336%;\">50% of $375 = $187.50<\/td>\n<td style=\"width: 33.333333333333336%;\">$350\u00a0($600-$250 = $350)<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100%;\" colspan=\"3\"><strong>Savings obtained by using a participating provider: <b>$162.50<\/b><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>NOTE: <\/b>This chart is for illustrative purposes only.<\/p>\n<p>To locate a participating provider in your area, visit <a href=\"http:\/\/www.cigna.com\" target=\"_blank\" rel=\"noopener\">www.cigna.com<\/a> or call (800) 345-4511 to request a provider directory.\u00a0<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-content\/uploads\/2025\/07\/Ben-Sum-DPPOB_07.01.25_Christina-School-District_3340871.pdf\" target=\"_blank\" rel=\"noopener\">Click for the Plan Option B Benefit Summary<\/a><\/span><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Dental Side Links&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||20px|16px|false|false&#8221; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;#0C71C3&#8243; global_module=&#8221;69&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>REMINDER:\u00a0<\/strong>Your member number is 000 + Your 6-digit Employee ID #.<\/p>\n<p><strong>Dental<\/strong><\/p>\n<p><a href=\"https:\/\/hcpdirectory.cigna.com\/web\/public\/consumer\/directory\">Find a Dentist<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-plan-a-high-option\/\">Plan A: High Option<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-plan-b-moderate-option\/\">Plan B: Moderate Option<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-dental-rates\/\">2025-2026 Dental Rates<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-orthodontia\/\">Orthodontia<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-when-coverage-ends\/\">When Coverage Ends<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-when-coverage-ends-for-a-dependent-child\/\">When Coverage Ends for a Dependent Child<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/dental-glossary\/\">Glossary<\/a><\/p>\n<p><strong>Related Forms<\/strong><\/p>\n<p><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-content\/uploads\/2021\/04\/DentalCigna-B2C-Directory-Find-a-Dentist-Open-Enrollment-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Cigna<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-content\/uploads\/2021\/04\/myCigna-Registration-Steps-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">myCigna.com<\/a><\/p>\n<p><strong>Related Links<\/strong><br \/><a href=\"https:\/\/www.cigna.com\" target=\"_blank\" rel=\"noopener\">Cigna<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dental Plan B: Moderate Option Click for the Plan Option B Benefit Summary Plan B offers a moderate level of dental coverage. This plan stresses preventive care to help you and your family avoid serious dental problems. The plan pays 100% of the covered cost (reasonable and customary charges) of preventive services. It also pays [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-78","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/pages\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":6,"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/pages\/78\/revisions"}],"predecessor-version":[{"id":1227,"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/pages\/78\/revisions\/1227"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/christina\/n\/wp-json\/wp\/v2\/media?parent=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}