What Happens When…?

You Become Disabled

Dental Insurance
You can continue coverage for up to 18 months by paying the full cost plus 2%

Vision Insurance
You can continue coverage for up to 18 months by paying the full cost plus 2%

Life and Accidental Death & Dismemberment
Your life insurance coverage may continue at no cost to you after you have been disabled for nine months, provided you are under age 70. AD&D coverage is discontinued.

Long-Term Disability
Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90 consecutive days.