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If you are not able to perform your job on a full-time basis or you have to reduce the amount of hours you normally work, you can receive partial disability benefits. Under these circumstances, your benefit will be reduced to reflect the earnings you receive while working on a partial disability basis. While you work, you will receive your partial disability earnings, as well as a benefit equal to the proportion of your full-time disability benefit that corresponds to the difference between your previous monthly earnings and your partial disability earnings. In all cases, your partial disability benefit will never be less than the minimum monthly benefit of $100.<\/p>\n
For example, suppose your disability benefit is $500 and your earnings from working on a partial disability basis are $300. Your partial disability offset would be 60% of $300 or $180. That means, your total monthly income would equal:<\/p>\n
$500 (your full disability benefit) Total Monthly Income = $320 + $300 = $620<\/strong><\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”LTD links” _builder_version=”4.25.2″ _module_preset=”default” custom_padding=”||20px|17px|false|false” border_width_left=”1px” border_color_left=”#0C71C3″ global_module=”285″ saved_tabs=”all” locked=”off” global_colors_info=”{}”]<\/p>\n Life and AD&D Insurance<\/strong> Related Forms Related Links<\/strong> <\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Long-Term Disability How LTD Works \u2013 Benefits for Partial Disability If you are not able to perform your job on a full-time basis or you have to reduce the amount of hours you normally work, you can receive partial disability benefits. Under these circumstances, your benefit will be reduced to reflect the earnings you receive […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-307","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/pages\/307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/comments?post=307"}],"version-history":[{"count":2,"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/pages\/307\/revisions"}],"predecessor-version":[{"id":310,"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/pages\/307\/revisions\/310"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/brandywine\/n\/wp-json\/wp\/v2\/media?parent=307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Less<\/strong>
$180 (your partial disability offset-60% of monthly earnings)
Equals<\/strong>
$320 (your partial disability benefit)<\/p>\n
Employees Covered by the State LTD Plan
Employees Covered by the State Pension Plan
Benefits for Total Disability
Benefits for Successive Disability
Benefits for Partial Disability
Rehabilitation Benefits
Appealing a Claim
What Is Covered
What Is Not Covered
When Coverage Ends<\/p>\n
<\/strong> The Hartford LTD Claim Form
Cigna LTD Claim Process
Cigna LTD Claim Form
LTD Insurance Certificate for Admins
LTD Insurance Certificate for Non Admins<\/p>\n
The Hartford<\/a>
Cigna<\/a><\/p>\n