{"id":497,"date":"2026-04-17T02:23:09","date_gmt":"2026-04-17T02:23:09","guid":{"rendered":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/?page_id=497"},"modified":"2026-04-17T02:23:35","modified_gmt":"2026-04-17T02:23:35","slug":"whw-you-become-disabled","status":"publish","type":"page","link":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-become-disabled\/","title":{"rendered":"WHW &#8211; You Become Disabled"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>What Happens When&#8230;?<\/h1>\n<h2>You Become Disabled<\/h2>\n<h3>Dental<\/h3>\n<p>You can continue coverage for up to18 months by paying the full cost plus 2%.<\/p>\n<h3>Vision<\/h3>\n<p>You can continue coverage for up to18 months by paying the full cost plus 2%.<\/p>\n<h3>Life and Accidental Death &amp; Dismemberment<\/h3>\n<p>Your life insurance coverage may continue at no cost to you after you have been disabled for six months, provided you are under age 70. AD&amp;D coverage is discontinued.<\/p>\n<h3>Long-Term Disability<\/h3>\n<p>Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90, 180 or 360 consecutive days.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;WHW links&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#0C71C3&#8243; global_module=&#8221;465&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>What Happens When&#8230;?<br \/><\/strong><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-are-hired\/\">You Are Hired<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-get-married-or-have-adopt-a-child\/\">You Get Married or Have a Child<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-become-disabled\/\">You Become Disabled<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-retire\/\">You Retire<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-die-while-employed\/\">You Die While Employed<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-end-employment\/\">You End Employment<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/what-happens-when\/whw-you-get-a-divorce\/\">You Get a Divorce<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Happens When&#8230;? You Become Disabled Dental You can continue coverage for up to18 months by paying the full cost plus 2%. Vision You can continue coverage for up to18 months by paying the full cost plus 2%. Life and Accidental Death &amp; Dismemberment Your life insurance coverage may continue at no cost to you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":462,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-497","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PhdndX-81","_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/comments?post=497"}],"version-history":[{"count":3,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/497\/revisions"}],"predecessor-version":[{"id":502,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/497\/revisions\/502"}],"up":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/462"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/media?parent=497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}