{"id":295,"date":"2026-03-02T17:58:15","date_gmt":"2026-03-02T17:58:15","guid":{"rendered":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/?page_id=295"},"modified":"2026-03-02T18:00:34","modified_gmt":"2026-03-02T18:00:34","slug":"ltd-when-coverage-ends","status":"publish","type":"page","link":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-when-coverage-ends\/","title":{"rendered":"LTD &#8211; When Coverage Ends"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Long-Term Disability<\/h1>\n<h2>When Coverage Ends<\/h2>\n<p>Your coverage generally ends on the earlier of the:<\/p>\n<ul>\n<li>Last day of the month in which your employment with the School District ends<\/li>\n<li>Date of your retirement<\/li>\n<li>Date of your death<\/li>\n<li>Date the School District terminates the Plan<\/li>\n<\/ul>\n<p><strong>NOTE:<\/strong> Your coverage will also end if you stop making any of the required contributions. If you drop LTD coverage and later choose to re-enroll, you may be required to submit evidence of good health.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;LTD links&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#0C71C3&#8243; global_module=&#8221;238&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>Long-Term Disability Insurance<br \/><\/strong> <a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-employees-covered-under-the-state-ltd-plan\/\">Employees Covered by the State LTD Plan<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-employees-covered-under-the-state-pension-plan\/\">Employees Covered by the State Pension Plan<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-benefits-for-total-disability\/\">Benefits for Total Disability<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-benefits-for-successive-disability\/\">Benefits for Successive Disability<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/life-and-add-insurance-plan\/ltd-benefits-for-partial-disability\/\">Benefits for Partial Disability<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-rehabilitation-benefits\/\">Rehabilitation Benefits<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-appealing-a-claim\/\">Appealing A Claim<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-what-is-covered\/\">What Is Covered<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-what-is-not-covered\/\">What Is Not Covered<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-when-coverage-ends\/\">When Coverage Ends<\/a><\/p>\n<p><strong>Related Forms<\/strong><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTD-Claim-Process.pdf\" target=\"_blank\" rel=\"noopener\">Cigna LTD Claim Process<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTD-Claim-Form-2.pdf\" target=\"_blank\" rel=\"noopener\">Cigna LTD Claim Form<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/SGD605183c01-Appoquinimink.pdf\" target=\"_blank\" rel=\"noopener\">LTD Insurance Certificate<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTDClaimForm-FI-2.pdf\" target=\"_blank\" rel=\"noopener\">Hartford LTD Claim Form<\/a><\/p>\n<p><strong>Related Links<\/strong><br \/><a href=\"http:\/\/www.mycigna.com\/\" target=\"_blank\" rel=\"noopener\">Cigna<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-Term Disability When Coverage Ends Your coverage generally ends on the earlier of the: Last day of the month in which your employment with the School District ends Date of your retirement Date of your death Date the School District terminates the Plan NOTE: Your coverage will also end if you stop making any of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":236,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-295","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PhdndX-4L","_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/comments?post=295"}],"version-history":[{"count":3,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/295\/revisions"}],"predecessor-version":[{"id":301,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/295\/revisions\/301"}],"up":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/236"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/media?parent=295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}