{"id":276,"date":"2026-03-02T17:51:27","date_gmt":"2026-03-02T17:51:27","guid":{"rendered":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/?page_id=276"},"modified":"2026-03-02T17:51:31","modified_gmt":"2026-03-02T17:51:31","slug":"ltd-rehabilitation-benefits","status":"publish","type":"page","link":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/long-term-disability-insurance\/ltd-rehabilitation-benefits\/","title":{"rendered":"LTD &#8211; Rehabilitation Benefits"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; locked=&#8221;off&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Long-Term Disability<\/h1>\n<h2>Rehabilitation Benefits<\/h2>\n<p>Benefits may be available to cover the cost of rehabilitation programs. The insurance company will consult with your physician before authorizing coverage for expenses. After rehabilitation has been approved, it is up to you to decide if you want to enter the rehabilitation program. Benefits are provided for all approved expenses, unless the program is available at no cost to you or is provided under another plan sponsored by the School District.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Read more LTD links&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;262&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Read more about:<\/p>\n<ul>\n<li><a href=\"successive.html\">Benefits for Successive Disability<\/a> <span style=\"color: #ff0000;\"><strong>FIX LINK<\/strong><\/span><\/li>\n<li><a href=\"partial.html\">Benefits for Partial Disability<\/a> <span style=\"color: #ff0000;\"><strong>FIX LINK<\/strong><\/span><\/li>\n<li><a href=\"rehab.html\">Rehabilitation Benefits<\/a> <span style=\"color: #ff0000;\"><strong>FIX LINK<\/strong><\/span><\/li>\n<li><a href=\"appeal.html\">Appealing a Claim<\/a> <span style=\"color: #ff0000;\"><strong>FIX LINK<\/strong><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text admin_label=&#8221;LTD links&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#0C71C3&#8243; global_module=&#8221;238&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><strong>Long-Term Disability Insurance<br \/><\/strong> Employees Covered by the State LTD Plan<br \/>Employees Covered by the State Pension Plan<br \/>Benefits for Total Disability<br \/>Benefits for Successive Disability<br \/>Benefits for Partial Disability<br \/>Rehabilitation Benefits<br \/>Appealing A Claim<br \/>What Is Covered<br \/>What Is Not Covered <br \/>When Coverage Ends<\/p>\n<p><strong>Related Forms<\/strong><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTD-Claim-Process.pdf\" target=\"_blank\" rel=\"noopener\">Cigna LTD Claim Process<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTD-Claim-Form-2.pdf\" target=\"_blank\" rel=\"noopener\">Cigna LTD Claim Form<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/SGD605183c01-Appoquinimink.pdf\" target=\"_blank\" rel=\"noopener\">LTD Insurance Certificate<\/a><br \/><a href=\"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-content\/uploads\/2026\/03\/LTDClaimForm-FI-2.pdf\" target=\"_blank\" rel=\"noopener\">Hartford LTD Claim Form<\/a><\/p>\n<p><strong>Related Links<\/strong><br \/><a href=\"http:\/\/www.mycigna.com\/\" target=\"_blank\" rel=\"noopener\">Cigna<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-Term Disability Rehabilitation Benefits Benefits may be available to cover the cost of rehabilitation programs. The insurance company will consult with your physician before authorizing coverage for expenses. After rehabilitation has been approved, it is up to you to decide if you want to enter the rehabilitation program. Benefits are provided for all approved expenses, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":236,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-276","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PhdndX-4s","_links":{"self":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/comments?post=276"}],"version-history":[{"count":2,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/276\/revisions"}],"predecessor-version":[{"id":279,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/276\/revisions\/279"}],"up":[{"embeddable":true,"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/pages\/236"}],"wp:attachment":[{"href":"https:\/\/schooldistrictbenefits.com\/appoquinimink\/n\/wp-json\/wp\/v2\/media?parent=276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}