{"id":565,"date":"2020-12-04T18:33:16","date_gmt":"2020-12-04T18:33:16","guid":{"rendered":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/?page_id=565"},"modified":"2020-12-04T20:30:12","modified_gmt":"2020-12-04T20:30:12","slug":"ltd11-when-coverage-ends","status":"publish","type":"page","link":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd11-when-coverage-ends\/","title":{"rendered":"LTD11 &#8211; When Coverage Ends"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;When Coverage Ends&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221;]<\/p>\n<h2>Long-Term Disability Insurance<\/h2>\n<h3>When Coverage Ends<\/h3>\n<p>Your coverage generally ends on the earlier of:<\/p>\n<ul class=\"left-list\">\n<li>The date your employment with the School District ends<\/li>\n<li>The date of your retirement<\/li>\n<li>The date of your death<\/li>\n<li>The date the School District terminates the Plan<\/li>\n<\/ul>\n<p><strong>Note<\/strong>: Your coverage will also end if you stop making any of the required contributions. If you drop LTD coverage and later choose to re-enroll, you may be required to submit evidence of good health.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;LTD Side Links&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;rgba(224,43,32,0.8)&#8221; global_module=&#8221;466&#8243; saved_tabs=&#8221;all&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Disability Insurance<\/h3>\n<p><strong>Related Pages<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd2-supplemental-disability-insurance-for\/\">Employees Covered by the State LTD Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-employees-covered-under-the-state-pension-plan\/\">Employees Covered by the State Pension Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd4-benefits-for-total-disability\/\">Benefits for Total Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-benefits-for-successive-disability\/\">Benefits for Successive Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/benefits-for-partial-disability\/\">Benefits for Partial Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd7-rehabilitation-benefits\/\">Rehabilitation Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd8-appealing-a-claim\/\">Appealing A Claim<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd9-what-is-covered\/\">What Is Covered<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd10-what-is-not-covered\/\">What Is Not Covered<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd11-when-coverage-ends\/\">When Coverage Ends<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/STDrevision.pdf\">Short Term Disability<\/a><\/li>\n<\/ul>\n<p><strong>Related Forms<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTDClaimForm-FI.pdf\">Hartford Claim Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/State%20of%20Delaware%20LTD%20Red%20Clay.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Hartford State Buy-Up LTD Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTD-Claim-Process.pdf\">Cigna Claim Process<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTD-Claim-Form.pdf\">Cigna Claim Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/SGD605182c01-Red-Clay-admin.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">LTD Insurance Certificate for Administrators<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/SGD605182c02-Red-Clay-Non-Admin.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">LTD Insurance Certificate for Non-Administrators<\/a><\/li>\n<\/ul>\n<p><strong>Related Links<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.thehartford.com\" target=\"_blank\" rel=\"noopener noreferrer\">The Hartford<\/a><\/li>\n<li><a href=\"http:\/\/www.mycigna.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cigna<\/a><\/li>\n<li><a href=\"https:\/\/dhr.delaware.gov\/benefits\/disability\/index.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">State Disability Insurance Program<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-Term Disability Insurance When Coverage Ends Your coverage generally ends on the earlier of: The date your employment with the School District ends The date of your retirement The date of your death The date the School District terminates the Plan Note: Your coverage will also end if you stop making any of the required [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-565","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/comments?post=565"}],"version-history":[{"count":3,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/565\/revisions"}],"predecessor-version":[{"id":572,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/565\/revisions\/572"}],"wp:attachment":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/media?parent=565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}