{"id":556,"date":"2020-12-04T18:08:25","date_gmt":"2020-12-04T18:08:25","guid":{"rendered":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/?page_id=556"},"modified":"2020-12-04T18:08:28","modified_gmt":"2020-12-04T18:08:28","slug":"ltd9-what-is-covered","status":"publish","type":"page","link":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd9-what-is-covered\/","title":{"rendered":"LTD9 – What Is Covered"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”2_3″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text admin_label=”What Is Covered” _builder_version=”4.6.6″ _module_preset=”default” text_font_size=”16px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Long-Term Disability Insurance<\/h2>\n

What Is Covered<\/h3>\n

Peace of mind is important to your recovery. That is why you will not have to worry about paying premiums or the termination of the plan if you become disabled.<\/p>\n

Waiver of Premium<\/strong>
The insurance company waives all premiums while you are receiving LTD benefits so you will not have to contribute to the cost of your LTD coverage. However, while you are satisfying the elimination period, your premium payments must continue.<\/p>\n

Extended Benefits<\/strong>
If the group LTD Plan terminates while you are receiving benefits, you will continue to receive payments for as long as you remain totally disabled.<\/p>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text admin_label=”LTD Side Links” _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||20px|17px|false|false” border_width_left=”2px” border_color_left=”rgba(224,43,32,0.8)” global_module=”466″ saved_tabs=”all”]<\/p>\n

Disability Insurance<\/h3>\n

Related Pages<\/strong><\/p>\n

    \n
  • Employees Covered by the State LTD Plan<\/li>\n
  • Employees Covered by the State Pension Plan<\/li>\n
  • Benefits for Total Disability<\/li>\n
  • Benefits for Successive Disability<\/li>\n
  • Benefits for Partial Disability<\/li>\n
  • Rehabilitation Benefits<\/li>\n
  • Appealing A Claim<\/li>\n
  • What Is Covered<\/li>\n
  • What Is Not Covered<\/li>\n
  • When Coverage Ends<\/li>\n<\/ul>\n

    Related Forms<\/strong><\/p>\n

      \n
    • Cigna Claim Proess<\/li>\n
    • Cigna Claim Form<\/li>\n
    • Hartford Claim Form<\/li>\n
    • LTD Insurance Certificate for Administrators<\/li>\n
    • LTD Insurance Certificate for Non-Administrators<\/li>\n
    • New Clinical Intake Process and STD Claim Filing<\/li>\n
    • Hartford State Buy-Up LTD Plan<\/li>\n<\/ul>\n

      Related Links<\/strong><\/p>\n

        \n
      • Cigna<\/li>\n
      • The Hartford<\/li>\n
      • State Disability Insurance Program<\/li>\n<\/ul>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

        Long-Term Disability Insurance What Is Covered Peace of mind is important to your recovery. That is why you will not have to worry about paying premiums or the termination of the plan if you become disabled. Waiver of PremiumThe insurance company waives all premiums while you are receiving LTD benefits so you will not have […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-556","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/comments?post=556"}],"version-history":[{"count":2,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/556\/revisions"}],"predecessor-version":[{"id":559,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/556\/revisions\/559"}],"wp:attachment":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/media?parent=556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}