{"id":509,"date":"2020-12-03T04:23:52","date_gmt":"2020-12-03T04:23:52","guid":{"rendered":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/?page_id=509"},"modified":"2020-12-04T20:56:39","modified_gmt":"2020-12-04T20:56:39","slug":"ltd-benefits-for-successive-disability","status":"publish","type":"page","link":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-benefits-for-successive-disability\/","title":{"rendered":"LTD5 &#8211; Benefits for Successive Disability"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;LTD &#8211; Benefits for Successive Disability&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Long-Term Disability Insurance<\/h2>\n<h3>Benefits for Successive Disability<\/h3>\n<p>If you return to full-time employment and within six months of your return become disabled again for the same reason that caused your previous disability, you are eligible to receive successive disability benefits right away without having to satisfy an additional elimination period.<\/p>\n<p>However, if you return to work and become disabled after working six months, you will have to satisfy another elimination period before LTD benefits are payable. Successive disability benefits are equal to those you receive when you are totally disabled.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;mini LTD links&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;515&#8243; saved_tabs=&#8221;all&#8221;]<\/p>\n<p>Read more about:<\/p>\n<ul class=\"left-list\">\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd4-benefits-for-total-disability\/\">Benefits for Total Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-benefits-for-successive-disability\/\">Benefits for Successive Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/benefits-for-partial-disability\/\">Benefits for Partial Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd7-rehabilitation-benefits\/\">Rehabilitation Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd8-appealing-a-claim\/\">Appealing a Claim<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text admin_label=&#8221;LTD Side Links&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px|17px|false|false&#8221; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;rgba(224,43,32,0.8)&#8221; global_module=&#8221;466&#8243; saved_tabs=&#8221;all&#8221;]<\/p>\n<h3>Disability Insurance<\/h3>\n<p><strong>Related Pages<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd2-supplemental-disability-insurance-for\/\">Employees Covered by the State LTD Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-employees-covered-under-the-state-pension-plan\/\">Employees Covered by the State Pension Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd4-benefits-for-total-disability\/\">Benefits for Total Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd-benefits-for-successive-disability\/\">Benefits for Successive Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/benefits-for-partial-disability\/\">Benefits for Partial Disability<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd7-rehabilitation-benefits\/\">Rehabilitation Benefits<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd8-appealing-a-claim\/\">Appealing A Claim<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd9-what-is-covered\/\">What Is Covered<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd10-what-is-not-covered\/\">What Is Not Covered<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/n\/ltd11-when-coverage-ends\/\">When Coverage Ends<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/STDrevision.pdf\">Short Term Disability<\/a><\/li>\n<\/ul>\n<p><strong>Related Forms<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTDClaimForm-FI.pdf\">Hartford Claim Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/State%20of%20Delaware%20LTD%20Red%20Clay.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Hartford State Buy-Up LTD Plan<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTD-Claim-Process.pdf\">Cigna Claim Process<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/forms\/LTD-Claim-Form.pdf\">Cigna Claim Form<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/SGD605182c01-Red-Clay-admin.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">LTD Insurance Certificate for Administrators<\/a><\/li>\n<li><a href=\"http:\/\/schooldistrictbenefits.com\/redclay\/forms\/SGD605182c02-Red-Clay-Non-Admin.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">LTD Insurance Certificate for Non-Administrators<\/a><\/li>\n<\/ul>\n<p><strong>Related Links<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.thehartford.com\" target=\"_blank\" rel=\"noopener noreferrer\">The Hartford<\/a><\/li>\n<li><a href=\"http:\/\/www.mycigna.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cigna<\/a><\/li>\n<li><a href=\"https:\/\/dhr.delaware.gov\/benefits\/disability\/index.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">State Disability Insurance Program<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-Term Disability Insurance Benefits for Successive Disability If you return to full-time employment and within six months of your return become disabled again for the same reason that caused your previous disability, you are eligible to receive successive disability benefits right away without having to satisfy an additional elimination period. However, if you return to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-509","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/comments?post=509"}],"version-history":[{"count":7,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/509\/revisions"}],"predecessor-version":[{"id":579,"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/pages\/509\/revisions\/579"}],"wp:attachment":[{"href":"http:\/\/schooldistrictbenefits.com\/redclay\/n\/wp-json\/wp\/v2\/media?parent=509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}