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Life and AD&D Insurance
Life Insurance Benefits

Basic Life and Accidental Death and Dismemberment: One and one half (1 1/2) times Earnings, rounded to the next higher $1,000, subject to a minimum Amount of Insurance of $10,000 and a maximum Amount of Insurance of $400,000.

For Insureds age 65 and over, the Amount of Basic Life and Accidental Death and Dismemberment Insurance is subject to automatic reduction. Upon the Insured’s attainment of the specified age below, the Amount of Basic Life and Accidental Death and Dismemberment Insurance will be reduced to the applicable percentage. This reduction also applies to Insureds who are age 65 or over on their Individual Effective Date.

Age Percentage of available or in force amount at age 64
Age 65-69 65%
Age 70+ 50%

 

   
Life and AD&D Insurance
Life Insurance Benefits
AD&D Benefits
Beneficiaries/Payment of Benefits
If You Become Disabled
If You Leave the School District
   
Related Forms
Certificate of Insurance
Insurance Beneficiary Designation
   
Disclaimer: New Castle County Vocational Technical Benefits Online provides only an overview of your benefits from New Castle County Vocational Technical School District and The State of Delaware. New Castle County Vocational Technical School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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