Program Overview

Flex Credits

As a School District employee, you receive two local flex credits: The first flex credit (OptnFlexCr) may only be used for the State’s health plan. The second flex credit (ProgFlexCr) will first be applied to any excess health plan costs not covered by the first flex credit. The balance may then be used for dental, vision care, supplemental prescription drug, buy-up disability coverage and life and AD&D coverage. The amount of your flex credit is in accordance with negotiated contracts and is based on Board action.

The enrollment website will help you determine your total per pay period costs for the benefits you elect. The online enrollment site calculates the total cost of your benefits, and then applies your flex credit amounts. Selection will not be saved until you click “Submit” and then click “Ok” on the confirmation page.

If the cost of your benefits exceeds your flex credits, you will have to pay the excess through payroll deductions. Make sure you look at your coverage and election options and choose the plan that best fits your family and personal needs.