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Program Overview
Medical/Prescription Drugs
Life Lines
State Group Life Insurance
Flexible Spending Accounts
Employee Assistance Program
Wellness
Disability Insurance
Dental
Vision Care
Life and AD&D Insurance
Long-Term Disability
What Happens When...?
Other Important Information

 


What Happens When...?
You Become Disabled

The chart below illustrates what happens to your benefits when you become disabled:

Plan What You Need To Do
Dental You can continue coverage for up to 18 months by paying the full cost plus 2%.
Prescription Drug You can continue coverage for up to 18 months by paying the full cost plus 2%.
Vision Care You can continue coverage for up to 18 months by paying the full cost plus 2%.
Life and Accidental Death & Dismemberment Your life insurance coverage may continue at no cost to you after you have been disabled for nine months, provided you are under age 70. AD&D coverage is discontinued.
Long-Term Disability Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90 consecutive days.

NOTE: If you become disabled, you should contact the Benefits Office as soon as possible. After you have been totally disabled for at least 45 days, and anticipate your disability will last beyond 90 days, you may file a claim if you selected the District's Group Long Term Disability Insurance. Employees not enrolled in the State's New STD/LTD plan effective 1/1/06, that selected District Group Long-term Disability Insurance, should contact the Benefits Office for regarding the application process.







 


 

 

 


   
What Happens When...?
You Are Hired
You Get Married or Have/Adopt a Child
You Become Disabled
You Die While Employed
You End Employment or Retire
   

Disclaimer: Brandywine Benefits Online provides only an overview of your benefits from Brandywine School District and The State of Delaware. Brandywine School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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