Brandywine Benefits -- LTD

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About Your Benefits
	Program Overview
Your State Benefits
	Medical/Prescription Drugs
	Life Lines
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Wellness
	Disability Insurance
Your School District Benefits
	Dental
	Vision Care
	Life and AD&D Insurance
	Long-Term Disability
	What Happens When...?
	Other Important Information

Long-Term Disability
When Coverage Ends

Your coverage generally ends on the earlier of the:

Last day of the month in which your employment with the School District ends
Date of your retirement
Date of your death
Date the School District terminates the Plan

NOTE: Your coverage will also end if you stop making any of the required contributions. If you drop LTD coverage and later choose to re-enroll, you may be required to submit evidence of good health.


Long-Term Disability Insurance
	Employees Covered by the State LTD Plan
	Employees Covered by the State Pension Plan
	Benefits for Total Disability
	Benefits for Successive Disability
	Benefits for Partial Disability
	Rehabilitation Benefits
	Appealing a Claim
	What Is Covered
	What Is Not Covered
	When Coverage Ends

Related Forms
	The Hartford LTD Claim Form
	Cigna LTD Claim Process
	Cigna LTD Claim Form
	LTD Insurance Certificate for Admins
	LTD Insurance Certificate for Non Admins

Related Links
	The Hartford
	Cigna

Disclaimer: Brandywine Benefits Online provides only an overview of your benefits from Brandywine School District and The State of Delaware. Brandywine School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.