Appoquinimink School District Benefits -- Long-Term Disability -- Insurance

Long-Term Disability Insurance

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What Is Covered

Peace of mind is important to your recovery. That is why you will not have to worry about paying premiums or the termination of the plan if you become disabled.

Waiver of Premium
The insurance company waives all premiums while you are receiving LTD benefits so you will not have to contribute to the cost of your LTD coverage. However, while you are satisfying the elimination period, your premium payments must continue.

Extended Benefits
If the group LTD Plan terminates while you are receiving benefits, you will continue to receive payments for as long as you remain totally disabled.

Long-Term Disability
Insurance

	Employees Covered by the State LTD Plan
	Employees Covered by the State Pension Plan
	Benefits for Total Disability
	Benefits for Successive Disability
	Benefits for Partial Disability
	Rehabilitation Benefits
	Appealing A Claim
	What Is Covered
	What Is Not Covered
	When Coverage Ends

Related Forms
	Cigna LTD Claim Process
	Cigna LTD Claim Form
	LTD Insurance Certificate
	Hartford LTD Claim Form

Related Links
	Cigna

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.