Program Overview
	Medical/Prescription Drugs
	Dental
	Vision Care
	State Group Life Insurance
	Life and AD&D Insurance
	Long-Term Disability Insurance
	Flexible Spending Plan
	Employee Assistance Program
	Wellness
	Disability Insurance
	Administrative Information
	What Happens When...?

The State's Flexible Spending Accounts

The Flexible Spending Accounts provide you with a way to pay for eligible uninsured medical, dental and dependent care expenses with tax-free money. Two Flexible Spending Account options are available:

• Health Care Spending Account
• Dependent Care Spending Account

By directing "pre-tax" money from your paycheck into one or both of these accounts, you can put up to 41% of the money you are spending on eligible expenses back into your pocket.

• You can use the money in your Health Care Spending Account to reimburse yourself for out-of-pocket medical, dental and vision expenses incurred by you or your eligible dependent(s).
• You can use the money in your Dependent Care Spending Account to reimburse yourself for any eligible day care expenses.

Visit the State of Delaware web site for additional information on Flexible Spending plans, https://dhr.delaware.gov/benefits/fsa/index.shtml

NOTE: According to IRS regulations, Spending Accounts can be used for yourself and your tax-qualified dependents only. If you have questions, please call ASI at 1-800-659-3035. ASI administers the Flexible Spending Accounts.

Copyright ©2021 Willis Towers Watson.